Mortgage Tools & Calculators

The Canada Small Business Financing Program (CSBFP) is a government initiative designed to help small businesses in Canada access financing for a variety of business needs. Administered by the Canadian government through financial institutions, the program aims to support entrepreneurs, particularly those who might face difficulty obtaining loans from conventional lenders due to factors like lack of collateral or a short operating history.

Ontario is a province of immense beauty and opportunity, with sprawling landscapes, vibrant cities, and charming small towns. Whether it's for recreational use, future development, or as an investment, land in Ontario offers something for everyone. But for those interested in purchasing undeveloped or raw land, securing financing can be a challenge. Unlike conventional home mortgages, land loans in Ontario come with their own set of rules, opportunities, and challenges that buyers need to understand. This guide will break down the essential aspects of land loans, who should consider purchasing land in Ontario, and how you can navigate the complexities of acquiring land financing in this province.

Refinancing your mortgage is a financial strategy that many Canadian homeowners consider in order to secure a lower interest rate, reduce monthly payments, or tap into home equity for large expenses. While refinancing can provide valuable financial relief, it’s not without its potential risks. Refinancing is a complex decision that can have long-term consequences if not approached carefully. It is essential for homeowners to be fully aware of the risks involved before proceeding with refinancing. In this article, we’ll explore the potential risks of refinancing your mortgage for Canadian homeowners, helping you make a well-informed decision.

Arriving in a new country is exciting—but it can also feel overwhelming, especially when it comes to managing finances. One of the first and most important decisions newcomers to Canada must make is choosing the right bank. With so many options, offers, and account types available, how do you know which Canadian bank is the best fit for you? In this guide, we’ll walk you through the key things to look for in a newcomer bank account, what different banks offer for newcomers, and how to avoid common mistakes when choosing your first Canadian financial institution.